Do you have one or more payment notes and are looking for a quick loan? If this is the case, it is good to know that it is absolutely possible to borrow money. Namely, there are a number of lenders who offer their customers to take out loans even if there are active payment notes. However, there should be no debt balance at Kronofogden but everything must be repaid.
Although the lenders may conceivably lend money to people with payment complaints, this does not mean that they will automatically accept such an application. A regular credit check will be done and it is what it shows that determines whether you can borrow or not.
The payment note here will pull down the rating but it can still be high enough if there are other positive aspects of your finances. Such are, for example, a fixed income from a job and that you do not have too many other debts.
No major difference on lenders
There is really no big difference when it comes to prices etc on the lenders who accept applications despite payment remarks. What is different is that you have significantly fewer options when looking for quick loans and SMS loans and have payment notes. It is conceivable that the very cheapest lenders offering this type of loan do not approve notes, so you may be forced to choose one that is a little more expensive.
It is therefore important that you consider your loan and feel that you really want to borrow, so that it is worth the money. It is not always a loan that is right and if you have a payment note it may be a sign that something is not quite right in your finances.
If you still feel that you want to take out a loan, it is an advantage if you compare the lenders who actually approve a quick loan despite the payment note so that you still get the best price and terms. You can, for example, do this in our large comparison of fast loans and SMS loans. There you can also filter so that you only see the lenders where one or more comments are ok.
The conditions are the same
There is also no difference between these micro loans in terms of the terms. The loans are fast loans as the name implies, which means that the money must be repaid quickly. The maturity is often 30 days but may differ for some. The size of the loans is normally between USD 500 – 10,000.
Use the money for the right thing
It is important when you take a quick loan that you use the money for the right things. For example, it is not a good idea to use the loan to repay other debts. Then you will only incur more and more interest costs.
List of lenders
A little further down here on the page you will find a list of a number of lenders who accept applications for quick loans from people who have payment notes. There you can find some basic facts that can help you decide whether to borrow or not. You can also find interest rates and fees for the loans, so you can compare and see which ones are best.
If you are considering taking out a loan with less favorable terms, such as a quick loan, then it is important to first get into the various but mainly disadvantages, is an external resource with good, independent information.