What do you know about Personal Finance and Consumer Protection?
When people talk about Personal Finance and Consumer Protection, they often speak of protecting consumers from unscrupulous business owners. They also consider businesses that do not serve the public and are less than professional.
That’s right, many businesses have an agenda when it comes to advertising their services and products, because they know their business is mainly based on convincing people that they can be trusted with their money and, more importantly, their hard earned personal information. Personal Finance and Consumer Protection are the equivalent of consumer protection for business owners.
Unfortunately, most business owners want to have a monopoly over the buying and selling of services and products. They will say that they only have a business because they have a vision for the future, but the truth is that they do not really care about your welfare and are only interested in making a profit.
Some business owners even say that they are experts in the field of financial education, but the truth is that they are not. They know nothing about personal finance and are not knowledgeable about consumer protection or even how to put together a professional advertising campaign that is going to give you an advantage over your competitors.
You would think that with all of the billions of dollars that businesses spend each year on advertising that they would spend a little extra on a marketing campaign that was going to make them stand out from the competition. Yet, what you hear almost daily from business owners is that they simply do not have the money to spend on advertising.
If you take a look at what Personal Finance and Consumer Protection actually are, it’s not very complicated. It’s what happens when a business owner thinks it’s okay to make illegal and unethical practices as long as they don’t get caught.
This is not a good way to run a business because if someone complains about something, and it’s discovered that the business owner violated a law or committed a legal issue, it’s much harder to get restitution for the victim. In fact, this is why your first line of defense is to protect yourself by investing in a good financial education program that gives you the information you need to protect yourself.
Because the number of lawsuits filed against businesses, corporations, and individuals for both criminal and civil violations is growing, there is going to be a lot of court cases involving both civil and criminal offenses. So the sooner you take action to protect yourself, the better.
So when you hear someone say that they were just looking out for the interests of the business owner, or that the business owner should have known that an illegal activity was going to occur, and when they also claim that the owner should have known that this type of conduct was illegal, you know that you’re not listening to a legitimate point of view. Many business owners don’t even care about the law and more than likely will do anything they can to make money.
What about discrimination?
The business owner that is being discriminated against is the one that should be protected from discrimination, unfair treatment, and from harassment. When a person finds that they are being discriminated against, they should know that there is help available to them, but it might be up to them to find it.
Keep in mind that good customer service doesn’t have to be expensive. If you find a company that has a good reputation for providing good customer service, then make sure that you are selecting a company that offers a good customer service education program.
Personal Finance and Consumer Protection really isn’t that complicated once you know what it is and how to accomplish it. All it takes is a little education and some homework.