Recently, Good Finance was a protagonist in SIC’s Savings Accounts. Let us know the real potential of transferring housing credit to save money.
In this article you can view the interview and see how it is possible to save money by transferring your mortgage credit.
Fill in the Contact Form
The first step to start your process is to fill out the form with your information. Two documents will also be requested (last IRS and map of credit responsibilities of Banco de Portugal). In possession of this information you will be able to diagnose your concrete case to prepare item 2.
Answer Some Questions
After a brief diagnosis you will be contacted by a specialized consultant who will also be interested in your process. The purpose of the contact will be to better understand all the specifics of your request, collect some additional information and clarify any doubts you have.
In order to submit your request to the various banks we will request some additional documents. Fortunately or unfortunately the housing credit process is a bureaucratic process but there is no way around this reality. However, after you send us the requested documents, your consultant will handle all the bureaucracies themselves, which saves you a lot of work …
Approval of Your Order
The third step is to approve your credit application and formalize the transfer. Here you will have all the support in the processing of information / documentation, evaluation scheduling, bank bureaucracies, marking of the deed, among others. At the end of the process you are already saving both the spread (which will get a cheaper spread) and other expenses like insurance and commissions.
That’s it. In three steps you can save money on your mortgage, without any associated cost – we reiterate that Good Finance does not charge costs for housing credit.